Changes in how UC is processing "catch-up" contributions to 403(b) and 457(b) retirement savings accounts is causing concern and confusion among some UCSF employees.

A federal law that took effect this year requires "catch-up" contributions to the 403(b) and/or 457(b) accounts to be classified as post-tax Roth rather than pre-tax. This change only impacts employees who are over age 50 and earned more than $150,000 from UC in 2025. The law does not apply to standard contributions to these accounts under the regular plan limit of $24,500.

Some employees report their 403(b) and/or 457(b) pre-tax contributions were processed by UCPath as Roth contributions earlier than they expected.

The UCSF Benefits Office has escalated this to UCOP Benefits Administration. The Benefits Office will share information on this as it becomes available. If you have additional questions or concerns, please contact the UCSF Benefits Office at [email protected] or submit an Oracle Help Desk Inquiry.